:root {
  /* brand */
  --primary: #2563eb;
  --primary-hover: #1d4fd8;
  --primary-fg: #ffffff;
  --accent: #0f172a;
  --success: #16a34a;
  --success-hover: #15803d;
  --success-50: #ecfdf5;
  --success-100: #d1fae5;
  --warn: #f59e0b;
  /* surfaces */
  --bg: #f6f8fb;
  --surface: #ffffff;
  --surface-2: #f4f6fa;
  --surface-hover: #f0f4f9;
  --band: #0b1a36;
  --band-2: #102347;
  /* lines + text */
  --border: rgba(15, 23, 42, 0.10);
  --border-strong: rgba(15, 23, 42, 0.16);
  --text: #0f172a;
  --text-muted: #475569;
  --text-subtle: #94a3b8;
  /* shape */
  --radius-sm: 8px;
  --radius: 12px;
  --radius-lg: 16px;
  --radius-pill: 999px;
  --shadow-sm: 0 1px 2px rgba(15, 23, 42, 0.05);
  --shadow: 0 1px 2px rgba(15, 23, 42, 0.05), 0 6px 18px rgba(15, 23, 42, 0.07);
  --shadow-lg: 0 10px 36px rgba(15, 23, 42, 0.14);
  --shadow-success: 0 0 0 1px rgba(22, 163, 74, 0.18), 0 10px 28px rgba(22, 163, 74, 0.18);
  --ring: 0 0 0 4px color-mix(in srgb, var(--primary) 22%, transparent);
  --ease: cubic-bezier(.32, .72, 0, 1);
  /* type */
  --font-sans: 'Inter', ui-sans-serif, system-ui, -apple-system, 'Segoe UI', sans-serif;
  --font-display: 'Manrope', 'Inter', ui-sans-serif, system-ui, sans-serif;
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
body {
  font: 16px/1.55 var(--font-sans);
  color: var(--text);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  letter-spacing: -0.005em;
}
img { max-width: 100%; display: block; }
h1, h2, h3, h4, p, ul, ol { margin: 0; padding: 0; }
ol, ul { list-style: none; }
a { color: inherit; text-decoration: none; }
button { font: inherit; }

.shell {
  max-width: 1080px;
  margin: 0 auto;
  padding: 0 24px;
}
@media (max-width: 560px) {
  .shell { padding: 0 16px; }
}

/* ── HEADER ───────────────────────────────────────────────── */
.site-header {
  background: var(--surface);
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
  z-index: 30;
  backdrop-filter: saturate(140%) blur(8px);
  -webkit-backdrop-filter: saturate(140%) blur(8px);
}
.header-inner {
  display: flex; align-items: center; justify-content: space-between;
  padding: 14px 24px;
  gap: 16px;
}
.brand img { height: 30px; width: auto; }
.header-trust { display: flex; gap: 8px; flex-wrap: wrap; }
.trust-pill {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 12px; font-weight: 600; color: var(--text-muted);
  background: var(--surface-2);
  border: 1px solid var(--border);
  padding: 6px 10px; border-radius: var(--radius-pill);
  letter-spacing: -0.01em;
}
.trust-pill svg { color: var(--primary); }
@media (max-width: 480px) {
  .header-trust .trust-pill:nth-child(2) { display: none; }
}

/* ── SAVINGS BAND ─────────────────────────────────────────── */
.savings-band {
  background:
    radial-gradient(1200px 200px at 50% -40%, rgba(37, 99, 235, 0.35), transparent 60%),
    linear-gradient(180deg, var(--band) 0%, var(--band-2) 100%);
  color: #fff;
  padding: 14px 0;
  text-align: center;
  border-bottom: 1px solid rgba(255, 255, 255, 0.06);
}
.savings-band p {
  font-size: 15.5px;
  font-weight: 500;
  letter-spacing: -0.01em;
  color: rgba(255, 255, 255, 0.92);
}
.savings-band strong {
  color: #fff;
  font-weight: 800;
  background: linear-gradient(90deg, #facc15, #fde68a);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
}

/* ── PAGE ─────────────────────────────────────────────────── */
.page { padding: 40px 0 72px; }
@media (max-width: 560px) { .page { padding: 24px 0 56px; } }

.page-head { text-align: center; max-width: 720px; margin: 0 auto 28px; }
.eyebrow {
  display: inline-block;
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--primary);
  background: color-mix(in srgb, var(--primary) 10%, var(--surface));
  border: 1px solid color-mix(in srgb, var(--primary) 25%, transparent);
  padding: 6px 12px;
  border-radius: var(--radius-pill);
  margin-bottom: 16px;
}
.page-title {
  font-family: var(--font-display);
  font-size: clamp(28px, 4.4vw, 44px);
  line-height: 1.08;
  letter-spacing: -0.025em;
  font-weight: 800;
  color: var(--text);
}
.month-tag {
  background: linear-gradient(90deg, var(--primary), #4f46e5);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  white-space: nowrap;
}
.page-sub {
  color: var(--text-muted);
  font-size: 16px;
  margin-top: 12px;
  line-height: 1.55;
}

/* ── LOADER ───────────────────────────────────────────────── */
.loader { margin-bottom: 24px; }
.loader-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 22px 24px;
  box-shadow: var(--shadow);
}
.loader-row {
  display: flex; align-items: center; gap: 14px;
}
.loader-text { flex: 1; display: flex; flex-direction: column; gap: 2px; }
.loader-text strong { font-size: 16px; font-weight: 700; letter-spacing: -0.01em; }
.loader-text span { font-size: 13.5px; color: var(--text-muted); }
.loader-pct { font-size: 14px; font-weight: 700; color: var(--primary); font-variant-numeric: tabular-nums; }
.loader-spinner {
  width: 22px; height: 22px;
  border-radius: 50%;
  border: 2.5px solid color-mix(in srgb, var(--primary) 18%, transparent);
  border-top-color: var(--primary);
  animation: spin .9s linear infinite;
}
@keyframes spin { to { transform: rotate(360deg); } }

.progress {
  margin-top: 16px;
  height: 8px;
  background: var(--surface-2);
  border-radius: var(--radius-pill);
  overflow: hidden;
  border: 1px solid var(--border);
}
.progress-bar {
  height: 100%;
  background: linear-gradient(90deg, var(--primary), #4f46e5);
  border-radius: var(--radius-pill);
  transition: width .6s var(--ease);
  box-shadow: 0 0 0 0 rgba(37, 99, 235, 0.3);
}

.loader-steps {
  display: grid; grid-template-columns: 1fr; gap: 10px;
  margin-top: 18px;
}
@media (min-width: 640px) {
  .loader-steps { grid-template-columns: repeat(2, 1fr); }
}
.loader-steps li {
  display: flex; align-items: center; gap: 10px;
  font-size: 14px; font-weight: 500;
  color: var(--text-subtle);
  padding: 10px 12px;
  background: var(--surface-2);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  transition: all .25s var(--ease);
}
.loader-steps li .dot {
  width: 10px; height: 10px; border-radius: 50%;
  background: var(--text-subtle);
  flex: none;
  transition: all .25s var(--ease);
}
.loader-steps li.active { color: var(--text); border-color: color-mix(in srgb, var(--primary) 30%, transparent); }
.loader-steps li.active .dot { background: var(--primary); box-shadow: 0 0 0 4px color-mix(in srgb, var(--primary) 20%, transparent); }
.loader-steps li.done { color: var(--text); background: var(--success-50); border-color: color-mix(in srgb, var(--success) 28%, transparent); }
.loader-steps li.done .dot { background: var(--success); }

/* ── RESULTS HEADER ───────────────────────────────────────── */
.results { animation: fadeUp .5s var(--ease); }
@keyframes fadeUp { from { opacity: 0; transform: translateY(8px); } to { opacity: 1; transform: none; } }

.section-title {
  font-family: var(--font-display);
  font-size: clamp(22px, 2.8vw, 30px);
  font-weight: 800;
  letter-spacing: -0.02em;
  margin: 8px 0 6px;
  text-align: center;
}
.section-sub {
  text-align: center;
  color: var(--text-muted);
  font-size: 15px;
  margin-bottom: 24px;
}

/* ── PARTNER LIST (HonestQuote pattern, Medigap wording) ── */
.partner-list {
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.partner-card {
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 20px;
  background: var(--surface);
  border: 1px solid var(--border-strong);
  border-radius: var(--radius-lg);
  padding: 18px 22px;
  box-shadow: var(--shadow-sm);
  position: relative;
  transition: transform .18s var(--ease), box-shadow .18s var(--ease), border-color .18s var(--ease);
  text-decoration: none;
  color: inherit;
}
.partner-card:hover {
  transform: translateY(-2px);
  border-color: color-mix(in srgb, var(--primary) 40%, var(--border-strong));
  box-shadow: var(--shadow);
}
.partner-card:focus-visible { outline: none; box-shadow: var(--ring); }
.partner-card.top {
  border: 2px solid var(--success);
  background:
    linear-gradient(180deg, var(--success-50) 0%, var(--surface) 35%);
  box-shadow: var(--shadow-success);
}
.partner-card.top:hover { transform: translateY(-2px); }

.partner-rank {
  display: flex; align-items: center; justify-content: center;
  width: 36px; height: 36px;
  border-radius: 50%;
  background: var(--surface-2);
  border: 1px solid var(--border);
  font-weight: 800;
  font-size: 15px;
  color: var(--text-muted);
  font-variant-numeric: tabular-nums;
}
.partner-card.top .partner-rank {
  background: var(--success);
  color: #fff;
  border-color: var(--success);
}

.partner-logo {
  display: flex; align-items: center; justify-content: flex-start;
  width: 88px; height: 56px;
  background: var(--surface);
  border-radius: var(--radius);
  overflow: hidden;
  flex: none;
}
.partner-logo img { max-height: 48px; max-width: 88px; object-fit: contain; }
.partner-logo .ph {
  width: 56px; height: 56px;
  border-radius: 12px;
  background: linear-gradient(135deg, color-mix(in srgb, var(--primary) 12%, var(--surface)), color-mix(in srgb, var(--primary) 4%, var(--surface)));
  border: 1px solid var(--border);
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-display);
  font-weight: 800; color: var(--primary);
  font-size: 18px;
  letter-spacing: -0.02em;
}

.partner-body { min-width: 0; }
.partner-company-row { display: flex; align-items: center; gap: 8px; flex-wrap: wrap; margin-bottom: 4px; }
.partner-company {
  font-size: 14px;
  font-weight: 700;
  color: var(--text-muted);
  letter-spacing: -0.01em;
  text-transform: uppercase;
  font-size: 12px;
  letter-spacing: 0.06em;
}
.partner-badge {
  display: inline-flex; align-items: center; gap: 4px;
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  padding: 4px 8px;
  border-radius: var(--radius-pill);
  background: var(--success);
  color: #fff;
}
.partner-headline {
  font-family: var(--font-display);
  font-size: 17px;
  font-weight: 700;
  letter-spacing: -0.015em;
  line-height: 1.3;
  color: var(--text);
  margin-bottom: 6px;
}
.partner-checks {
  display: flex; flex-wrap: wrap; gap: 12px 16px;
}
.partner-checks .chk {
  display: inline-flex; align-items: center; gap: 5px;
  font-size: 12.5px;
  font-weight: 500;
  color: var(--text-muted);
}
.partner-checks .chk svg { color: var(--success); flex: none; }
.partner-card.top .partner-checks .chk svg { color: var(--success); }

.partner-cta {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  background: var(--primary);
  color: var(--primary-fg);
  height: 52px;
  padding: 0 22px;
  border-radius: var(--radius);
  font-weight: 700;
  letter-spacing: -0.01em;
  font-size: 15px;
  white-space: nowrap;
  box-shadow: 0 1px 0 rgba(255,255,255,0.18) inset, 0 6px 14px rgba(37, 99, 235, 0.28);
  transition: background .15s var(--ease), transform .15s var(--ease), box-shadow .15s var(--ease);
}
.partner-card:hover .partner-cta { background: var(--primary-hover); }
.partner-cta:active { transform: translateY(1px); }
.partner-card.top .partner-cta {
  background: var(--success);
  box-shadow: 0 1px 0 rgba(255,255,255,0.18) inset, 0 6px 14px rgba(22, 163, 74, 0.32);
}
.partner-card.top:hover .partner-cta { background: var(--success-hover); }
.partner-cta svg { transition: transform .15s var(--ease); }
.partner-card:hover .partner-cta svg { transform: translateX(3px); }

@media (max-width: 720px) {
  .partner-card {
    grid-template-columns: auto 1fr;
    grid-template-areas:
      "rank body"
      "logo body"
      "cta cta";
    gap: 14px;
    padding: 16px;
  }
  .partner-rank { grid-area: rank; align-self: flex-start; }
  .partner-logo { grid-area: logo; width: 72px; height: 48px; }
  .partner-logo img { max-height: 40px; max-width: 72px; }
  .partner-body { grid-area: body; }
  .partner-cta { grid-area: cta; width: 100%; height: 50px; }
  .partner-headline { font-size: 16px; }
}
@media (max-width: 480px) {
  .partner-card {
    grid-template-columns: 1fr;
    grid-template-areas:
      "rank"
      "body"
      "cta";
  }
  .partner-logo { display: none; }
}

.disclaimer {
  margin-top: 22px;
  font-size: 12.5px;
  color: var(--text-subtle);
  line-height: 1.5;
  text-align: center;
  max-width: 760px;
  margin-left: auto;
  margin-right: auto;
}

/* ── CARRIER STRIP ───────────────────────────────────────── */
.carrier-strip {
  margin-top: 40px;
  padding: 28px 24px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  text-align: center;
}
.carrier-strip-title {
  font-size: 14px;
  color: var(--text-muted);
  margin-bottom: 18px;
  letter-spacing: -0.005em;
}
.carrier-strip-title strong { color: var(--text); font-weight: 700; }
.carrier-strip-logos {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  align-items: center;
  gap: 14px 28px;
}
.carrier-strip-logos .clogo {
  height: 36px;
  display: flex; align-items: center;
  filter: grayscale(1);
  opacity: 0.75;
  transition: filter .2s var(--ease), opacity .2s var(--ease);
}
.carrier-strip-logos .clogo:hover { filter: none; opacity: 1; }
.carrier-strip-logos .clogo img { max-height: 36px; max-width: 130px; width: auto; }
.carrier-strip-logos .cname {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 14.5px;
  color: var(--text-muted);
  letter-spacing: -0.01em;
  padding: 4px 0;
}

/* ── FOOTER ───────────────────────────────────────────────── */
.site-footer {
  border-top: 1px solid var(--border);
  background: var(--surface);
  padding: 24px 0;
  margin-top: 40px;
}
.site-footer p {
  color: var(--text-subtle);
  font-size: 12px;
  line-height: 1.55;
  text-align: center;
  max-width: 880px;
  margin: 0 auto;
}